Best personal loans for non us citizens
Personal loans for non us citizens
|Lending company||Who can apply?|
|Earnest||Eligibility varies by lender, as identified by the Fiona loan-matching tool. While some participating lenders (Prosper, Upstart) serve any U.S. resident with a Social Security number, there’s no guarantee all participants will lend to noncitizens.|
|SoFi||Permanent residents or holders of E-2, E-3, H-1B, J-1, L-1, or O-1 visas who’ve applied for permanent status, at least age 18, with income or promise of employment, residing in states where SoFi is licensed.|
|Stilt Personal Loan||Permanent residents or holders of F-1, H-1B, O-1, J-1, L-1, TN, L-1 or G-1 visa good for at least six months (or proof of DACA or Asylum status), with stable income or a U.S. job offer, a U.S. bank account and a fixed address in a state where Stilt is licensed.|
|Upgrade||Permanent residents ages 18 and up, living in the U.S. on a valid visa, with U.S bank accounts and valid email addresses.|
Lenders Who Offer Personal Loans to Non-U.S. Citizens
|Company||Who Can Apply?||Credit Score|
|Upgrade||Permanent resident or long-term visa holder||620+|
|Payoff||Permanent resident or visa-holder||640+|
|Stilt||CPT, OPT, H-1B, O-1, L-1, TN, J-1, or DACA||Unknown|
Lenders that Offer Personal Loans for Non-U.S. Citizens
|Lender||Who Can Apply?||Forms of ID Accepted|
|American Express||U.S. citizens or permanent residents||SSN only|
|Avant||U.S. citizens or permanent residents||SSN only|
|Barclays||U.S. citizens or permanent residents||SSN only|
|Best Egg||U.S. citizens or permanent residents||SSN only|
|Citibank||U.S. citizens or permanent residents||SSN or ITIN|
|Citizens Bank||U.S. citizens or permanent residents||SSN only|
|Discover||U.S. citizens or permanent residents||SSN only|
|FreedomPlus||U.S. citizens or permanent residents||SSN only|
|LendingClub||U.S. citizens, permanent residents, or visa-holders||SSN only|
|LendingPoint||U.S. citizens or permanent residents||SSN only|
|LightStream||U.S. citizens or permanent residents||SSN only|
|Marcus by Goldman Sachs||U.S. citizens, permanent residents, or visa-holders||SSN or ITIN|
|Payoff||U.S. citizens, permanent residents, or visa-holders||SSN only|
|Prosper||U.S. citizens or permanent residents||SSN only|
|TD Bank||U.S. citizens or permanent residents||SSN only|
|Upstart||U.S. citizens or permanent residents||SSN only|
|USAA||U.S. citizens, permanent residents, or visa-holders||SSN only|
|Wells Fargo||U.S. citizens or permanent residents||SSN or ITIN|
Where to Get a Personal Loan as a Non-U.S. Citizen
Below is a list of lenders that offer personal loans to non-U.S. citizens
|Lender||Permanent U.S. Residents||Residents with Valid Social Security Number||Residents with Eligible Visas|
|Earnest||Yes||TN, E, and O visas, or H-1B or F1 visa with 1-7 or 24-month STEM OPT/EAD and your current visa is valid through the life of the loan|
|Stilt||Yes||Yes||F-1, OPT, H-1B, H-4, O-1, L-1, TN, J-1, or DACA visas|
Tips for Preparing for the personal loans for non us citizens Application Process
- Identifying information: driver’s license or other identification cards.
- Proof of address: utility bills, leases, or other documentation with your address.
- Income verification: W-2, pay stubs, bank statements, or tax returns.
- Personal information: contact information, Social Security Number.
- Loan information: desired loan amount, term, and use of funds.
- Employment information: employment status, employer’s contact information.
- Education information: the highest level of education obtained, area of study, GPA.
Can You Get a Personal Loan as a Non-U.S. Citizen? While non-U.S. citizens are eligible for personal loans
|Commonly accepted visas for applicants|
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Can non us citizens get student loans
You can consider private student loans for non-U.S. citizens. Even people without credit scores can qualify for private student loans. Whether you are from the U.S. or from abroad, you can get a private loan to finance your education. Apply today for a private student loan to pay for your tuition fees.Eligibility for Non-U.S. Citizens
Can a non us citizen get a loan
Although U.S. citizens are eligible for personal loans, they must meet certain requirements that vary from certain payer to payer. End payers will find that you have a green card or valid visa that extends for at least three years or the length of the loan.
Private student loans for non-us citizens
Can non us citizens apply for student loans
Students who are not U.S. citizens or non-citizens permanent residents and who are studying at a qualified U.S. college or university may apply for international student loans.
Can non us citizens get federal student loans
You must be a U.S. citizen, U.S. citizen, or a qualified citizen when applying for federal or state financial aid with the Free Application for Federal Student Aid (FAFSA). Note: Unauthorized students do not qualify for federal financial aid and are not able to submit to the Federal FFSA.