Investing for a multifamily property of two or more units is much different than investing a single-family home because when you decide to investment loans are differently designed for a multifamily property. Buying multifamily has some steps such as the location of the property , neighborhood issues, choosing your lender so the processes can take […]
How can I build financial wealth fast?
If you have anything in common with most consumers, you likely find that there is little extra money left over at the end of each month. You might hope to save for the future, but you may feel like you just don’t have the opportunity now and that you should wait until a little later […]
How Unpaid Medical Bills Affect Credit Score
Can unpaid medical bills affect credit score? Unpaid medical bills affect credit score if reported to the credit bureaus. But unlike loans that your lender can easily report any unpaid amount that is due to the credit bureaus, your health provider does not have that direct relationship with the credit rating agencies. Medical bills can […]
How Much Mortgage Can I Afford? Mortgage Affordability Calculator
How much mortgage can I afford? That is the question I expect everyone planning to buy a home to ask himself first. Just like the Holy book says, “For which of you intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it. Lest after he […]
Investing 101: How to Get Started
Once you get a hang of it, you’ll realize that making smart decisions regarding your investments is pretty easy. The one question people ask themselves once they start attaining financial stability is whether there are a few ways to making a living online that involves investing. If you’re one of those individuals who want to […]
How Insurance Can Play a Part in Your Financial Planning
Financial planning in life includes a few significant contributing factors, one of which is insurance. There are major considerations in order to gauge the various avenues of insurance and make them an effective staple in the process of planning for financial security. In fact, in many regards, insurance is a crucial entity of any solid […]
Best Retirement Planning Mistakes That Will Ruin Your Savings
Waving and planning for retirement is a journey that can take several decades. During this time, you are likely to get comfortable when you think you have saved enough. However, some retirement planning mistakes may make your retirement life worse off. A report by the National Institute on Retirement Security revealed that most retirees are unprepared for […]
How Does Blockchain Technology Work?
You won’t need to engage an expensive intermediary for exchanging value or transacting money securely by means of a global network. The ability of a financial system in transferring value is replicated by digital currencies like Bitcoins through an effective blend of cryptography and game theory. It doesn’t require you to bear all the physical […]
Managing Your Student Loan Debt When Looking to Buy a Home
According to Pew Research, nearly four in 10 adults under age 30 have student loan debt. If you’re among that number, becoming a first-time homebuyer can seem a bit daunting. However, with proper planning, you don’t need to worry that your student loan debt will keep you from qualifying for a home loan. Read on for […]
Money-Saving Tips for College Students
Let’s face it, college is expensive and most students have a limited cash flow. The good news is that a number of businesses realize this and make an effort to accommodate their student clientele. Always keep an eye out for student discounts, and bring your student ID with you wherever you go. Many establishments offer […]