30 Year vs. 15 Year Mortgages Discussions of mortgages often focus on interest rates, but there is a much more basic decision to make. Should you go with a 30 year mortgage term or a 15 year mortgage term? 30 Year vs. 15 Year Mortgages Any discussion of mortgages tends to turn on two points. […]
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Personal Finance [financial freedom]
Do you want to learn the basics of personal finance and begin your journey towards healthy finances in this blog We’ll talk about the seven steps leading to financial freedom! Step 1 pay yourself first Make the decision that some of your hard-earned income is going to you at the end of the day Not […]
How to Manage Your Money: Six Principles of Personal Finance
Clipping coupons and scoring flights with credit card miles can save a few bucks here and there, but achieving long-term financial stability requires a much more holistic approach. Let’s look at six big personal finance topics budgeting, saving, debt, taxes, insurance, and retirement and discuss a helpful principle for each. Number one: When budgeting, consider […]
How to Build a Budget
Learning how to build a budget is a key step to becoming financially successful. A budget can relieve the everyday stress of paying bills and help you take control of your finances. Why Budgets Can Be Helpful A budget is helpful for a few reasons, but in general, it’s most useful for bringing clarity to […]
How to Pay Yourself First (Reverse Budgeting)
It’s finally time to pay yourself first, but can we be honest, what exactly does that mean? Maybe you’re the person who constantly finds themselves scraping the bottom of the barrel for a few dollars just to get a few groceries. You find yourself asking where all of your money went and promise to never […]
Personal Finance During a Crisis
Personal finances can be overwhelming to most people when things are going well. All of the different accounts, saving options, and investment vehicles can be confusing especially when you consider you’re completely on your own when it comes to learning about this stuff. If personal finances are confusing during normal times, they can paralyze people […]
Best Ways To Reduce Your Business Taxes
Sadly, the vast majority of small business owners overpay their taxes by overlooking deductions that they’re eligible for or structuring and managing their companies in a manner that isn’t tax-efficient. To help you avoid those common mistakes, here are five easy ways to reduce your business taxes: 1. Hire A Family Member It may seem […]
How Insurance Can Play a Part in Your Financial Planning
Financial planning in life includes a few significant contributing factors, one of which is insurance. There are major considerations in order to gauge the various avenues of insurance and make them an effective staple in the process of planning for financial security. In fact, in many regards, insurance is a crucial entity of any solid […]
Car Insurance Benefits
Coverage guidelines are approximately extra Than simply coverage your automobile coverage policy consists of more than just coverage in your vehicle. it can also include some introduced car insurance blessings (a few which can be widespread, some you could upload) which can help make your coverage revel in as trouble-loose as viable. Accident Forgiveness in […]
What Are The Benefits To Seller Financing In A Real Estate Deals?
What are the benefits of seller financing in a real estate deal? We’ll demystify this topic in the following blog. Hauseit is the largest For Sale By Owner and Buyer Agent Commission remit company, established in 2020 in New York. Well, one of the primary benefits of allowing or providing seller financing when you’re trying […]