Let me give you a quick recap. Back in 2010, I graduated with $97,000 in student debt, bought a brand new car and a cool leather jacket. If it’s any consolation, the car was a Kia. So even when I’m reckless, I’m still fiscally responsible. I didn’t know much about personal finance back then, but […]
Top Personal Finance Rules School Doesn’t Teach You
Top Ten Personal Finance Rules You Won’t Learn in School What did you learn about personal finance in college? Credit? Investing? Money Management? Or did you only take the courses that were mandatory for you to graduate? Well, for most people these classes were more or less pointless, just like calculus, astronomy and anthropology. The […]
How to Manage Your Money: Six Principles of Personal Finance
Clipping coupons and scoring flights with credit card miles can save a few bucks here and there, but achieving long-term financial stability requires a much more holistic approach. Let’s look at six big personal finance topics budgeting, saving, debt, taxes, insurance, and retirement and discuss a helpful principle for each. Number one: When budgeting, consider […]
Personal Financial Planning Tips: How to Create a Financial Plan
Hi. I’m a Certified Financial Planner, with Asti Financial Management, and I’m going to talk today about how to create a financial plan. There are actually quite a few ways to create a financial plan, based on your own financial situation. They can become very complex, or they actually could be very simple, depending on […]
How to Set Financial Goals for Your Future
It is hard to get somewhere if you don’t know where you are in the first place. And with personal finance, it’s just as difficult to set financial goals for the future, if you don’t know where your finances are currently. The best way to measure your financial standing is to figure out your personal […]
Three Basic Principles of Personal Finance Tips
Everything in personal finance can be distilled to the three basic principles. So number one is just spend less than you earn, which essentially means save money. Number two is make the money you have work for you. So once you’ve saved it, invest it. Make sure that it grows. Make sure that you take […]
[Best]Personal Finance Excel Template | Free
[Best Free]Personal Finance Excel Template. Household budgeting Spreadsheets Download Premium Budgeting Spreadsheet Download Household budgeting Spreadsheets Download Personal Budget Template Download Money Simple Sheet Download Enemy of Debt Zero Based Budget template Download Wedding Budget Spreadsheet Download Debt Reduction Budgeting Template Download Minimalist Budget Template Download Now as you know, we’ve been talking about how […]
Buying Vs Building A House (Pros & Cons)
Hey everybody, i’m here to help you master your money and build your wealth in today’s. Pros and cons of buying an existing house Pros: You know what you’re getting. Pros: A smaller deposit may be required. Pros: It may be closer to the city centre. Pros: It’s usually a faster process. Cons: It may be more expensive. Pros: First Home […]
30 Year vs. 15 Year Mortgages
30 Year vs. 15 Year Mortgages Discussions of mortgages often focus on interest rates, but there is a much more basic decision to make. Should you go with a 30 year mortgage term or a 15 year mortgage term? 30 Year vs. 15 Year Mortgages Any discussion of mortgages tends to turn on two points. […]
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Personal Finance [financial freedom]
Do you want to learn the basics of personal finance and begin your journey towards healthy finances in this blog We’ll talk about the seven steps leading to financial freedom! Step 1 pay yourself first Make the decision that some of your hard-earned income is going to you at the end of the day Not […]